Get Money

If your answer is yes, then you are reading the right article.  I f you like to look for pointers in books and guides to financial security, this is probably the most concise ‘guide’ you will ever read, and most certainly, the cheapest.

The only problem however is that I will offer you no shortcuts. Mainly because many of the shortcuts I have heard about and tried out myself were a total hoax. So I have settled for the good old fashioned, get rich slowly and surely, methods.

But if you are impatient and wish to make a few mistakes of your own, the internet would be the best place to search. There is a pool of self proclaimed ‘get rich quick’ gurus waiting to trick you into buying one of their plans.

Let me warn you however that most of those gurus are on a mission to achieve financial freedom by convincing you to give them the little money you already have, in exchange for some scheme that will only leave you poorer than it found you.

What these gurus will not tell you is that the only one way to achieve financial freedom is to have a plan and the discipline to follow it.

While looking for a plan that could work for me, I took the liberty to read the success stories of the world’s top billionaires. Most of which plunged me into at least fifteen minutes of serious reflection, from which I emerged with the conclusion that to, amass the volumes of wealth that some of these people have, you need to do one or both of the following things. One; make more money than you can ever spend or two, stop spending the little money you already have and save it.

Now, for you to make more money than you can ever spend, you need either a million dollar idea or a supernatural gift. While Bill Gates was a gifted computer wizard and Warren Buffet understood the dealings of the stock market Mario Moretti Poleagato designed the breathable shoe sole- a shoe sole with holes that allow it to ‘breath.

Our very own brothers and sisters prefer to get in good shape for the Olympics. You too could find a course that you believe in and throw your all in to it, then cross your fingers and hope that the Noble Price committee notices your efforts. It takes a lot of patience to hang in there but it’s totally worth it.

If getting the million dollar idea posses as a setback, instead of sitting at home and waiting for an epiphany, why not settle for option B and save the little money you already make?

Clichéd as this may sound; saving is the surest way to achieve financial freedom. Assuming that you already have a source of income- little as it may be- if you are disciplined, there is nothing that can stand in your way. I must insist however that you put your savings in a bank account, and not under your pillow. Best of all, a fixed deposit account. Then when you have accumulated a small fortune, use the money to buy assets. If you are starting small, look for a savings account that has no minimum balance and allows limited withdrawals (like once every three months). Most local banks have such a plan and pay a little interest.

Ensure however that you keep your normal current account for your regular transactions. (I’m not sure your landlord will be willing to wait three months for rent). Otherwise, whatever plan you choose, be sure to stick to it until you achieve your goal.