Preparing for Happily Ever-after?: Simple Ways to Minimize The Impact of Potential Wedding Mishaps

You can make sure your wedding day is only filled with blissful memories by taking a few steps to do what you can to protect yourself from the financial and emotional impact of wedding-day dilemmas and put your mind at ease. This article provides four helpful tips on how to ensure that your happiest day only has positive surprises.

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 (BPT) – Your wedding is supposed to be one of the happiest days of your life, but what happens when the caterer closes, the head count is wrong and the band is a no show? More than one couple has experienced these types of wedding disasters. Make sure your wedding day is only filled with blissful memories by taking a few steps to do what you can to protect yourself from the financial and emotional impact of wedding-day dilemmas and put your mind at ease. 

 1. Solidify a budget 

 The average wedding costs a whopping $28,427, according to theknot.com, which means couples are spending big bucks to say “I do.” Whether you’re able to spend $5,000 or more than $50,000, it’s important to create a realistic budget and stick with it throughout the wedding-planning process. A good way to stay within budget is to set priorities. Do you care more about the food and not so much about the flowers? Allot more funds for catering and keep the bouquet modest. Create a spreadsheet and involve your partner so you both are on the same page. No one wants to be mid-wedding planning and realize they can’t afford what they promised guests, or worse, have a huge bill at the end that risk delays to other goals, such as buying a home. 

Wedding Dress For Happy Couple in Love (Photo credit: epSos.de)

 2. Purchase wedding insurance 

 Imagine it’s two weeks before the wedding and you just found out the reception hall suddenly closed, the tailor lost your dress and the photographer was in a car accident and therefore can’t attend the ceremony. There’s always an element of the unknown, and when so much money and emotion are involved in an event like a wedding, it’s crucial to get wedding insurance. “Wedding cancellation insurance can help cover losses for deposits sent to businesses who have unexpectedly closed, replacement of damaged wedding dresses and attire, and re-staging of photos if a photographer is a no show,” says Steve Lauro, vice president of Aon’s WedSafe wedding insurance program. “It may even cover up to the full cost of your wedding if your event is postponed due to unforeseen circumstances such as extreme weather or a venue shutting its doors.” “Event Liability insurance, required by many venues, is another type of coverage you may be required to obtain in order to adequately protect your wedding,” adds Lauro.

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